| Features and Benefits | Advantage Free Checking | Advantage Relationship Checking |
|---|---|---|
| Opening Deposit | $50 | $100 |
| Minimum Balance (1) | N/A | $3,000 average or $10,000 combined |
| Minimum Balance Fee (1) | N/A | $15 |
| Monthly Service Fee | N/A | N/A |
| Earn Interest on Balances (2) | ![]() |
![]() |
| Free ATM's Within the Allpoint® Network (5) | ![]() |
![]() |
| Free ATM's Outside the Network | ![]() |
|
| Free Online Banking (2) | ![]() |
![]() |
| Free Bill Pay (2) | ![]() |
![]() |
| Free Debit Card (2) | ![]() |
![]() |
| Link to savings for overdraft protection (6) | ![]() |
![]() |
| FDIC Coverage(4) | ![]() |
![]() |
| Learn More | Learn More |
Disclosures
(1) If your average balance falls below the minimum balance during the statement cycle, you may be charged a service fee. Please see "Learn More" for more information on account fees and services.
(2) Other service fees may apply. Please click "Learn More" above for additional information on account fees and services.
(3) Deposits may not be available for immediate withdrawal, subject to bank regulations pertaining to check collection schedules and holds on deposited items.
(4) Accounts are covered by FDIC insurance up to the maximum allowed by law.
(5) No ATM fees on transactions conducted within the Allpoint network or at SANB owned ATMs.
(6) This service may be a less expensive alternative than the payment of overdraft or non-sufficient funds fees, please ask financial services representative for more details.